Flexible Payment Options
No-Interest Financing for Roof Repairs & Replacements
Need a new roof without a large upfront payment? Our roof replacement financing options help eligible homeowners spread payments over time, with 24 month 0% APR financing promotional plans available for qualified applicants. Get a free estimate and calculate your payments with our Roof Payment Calculator.
0% Intro APR, Up to 24 Months
Financing through Kemba Consumer Resources
- True 0% interest during the intro period
- No back interest charges, ever
- 9.90% APR after the introductory period
- Covers roofing, gutters, siding, and repairs
APR=Annual Percentage Rate. With approved credit. Up to 24 months no interest option with Regular Minimum Payments required. Terms expire to regular account terms at the end of the introductory period based on new principal balance and rate of 9.90%. Transaction fee for balance transfers and cash advances: 2% of each advance; minimum of $2, maximum $50. Foreign currency transaction fee 1%. Financing available through Kemba Retail Services clients.
What's Included When You Finance Your Project?
Financing should be simple and transparent. Here is exactly what you get when you apply through our lending partner.
- Fast pre-qualification with no impact to apply
- 0% intro APR for up to 24 months
- Flexible monthly payment terms
- No prepayment penalties
- Financing for roofing and exterior projects
- Help from our team through the whole process
Roofing Payment Calculator
Enter your project amount and monthly payment to see your payoff timeline and total interest. Based on 0% APR for the first 24 months, then 9.90% APR on any remaining balance.
24-Month No-Interest Loan Calculator
0% APR for the first 24 months, then 9.90% APR. Adjust the details below to match your project and budget.
Project figures
$2,000.00 down (10%)
Estimates only. Based on 0% APR for the first 24 months and 9.90% APR thereafter, with a minimum monthly payment of 2% of the remaining balance. Actual terms depend on lender approval and your credit profile.
Loan payoff summary
Kemba 24-month plan — 0% APR for 24 months, then 9.90% APR.
You'd pay this off in 24 months inside the 0% window, so no interest is charged at all.
General example: The monthly payment for a 15 year home improvement installment loan of $10,000 with an APR of 10.99% would be $113. No down payment required. Not all loan products will be available to all partners or all consumers.
Disclaimer: Rooftop Relief is not a lender and does not provide financial, tax, or legal advice. All financing is subject to lender approval and borrower qualifications. Terms, rates, and availability vary by lender and credit profile.
Projects That Can Be Financed
Homeowners can explore monthly payment options before starting their roofing project.
Roof Replacement
Finance a full roof replacement with predictable monthly payments.
Roof Repair
Finance urgent fixes before small problems get expensive.
Storm Damage Roofing
Cover your deductible or out-of-pocket costs with flexible options.
Gutters & Downspouts
Protect your roof and foundation with financed gutter work.
Siding
Upgrade or repair your siding with affordable monthly payments.
Soffit & Fascia
Keep your roofline sealed and sharp with payment flexibility.
Roofing Financing Questions & Answers
Get answers to the most common questions about financing roofing and exterior projects.
Do roofing companies offer financing?
Can I finance a roof replacement?
Can I finance roof repair?
How fast can I get pre-qualified?
What credit score is needed for roof financing?
Are there prepayment penalties?
Can insurance deductibles be financed?
What areas do you serve?
Serving Loveland & Greater Cincinnati
Rooftop Relief provides financing options for homeowners in the Greater Cincinnati area, including these communities.
See Your Financing Options
Explore flexible payment plans and get pre-qualified for your roofing or exterior project today.